UNIFINTEK

Sustainable Finance for Grassroots Growth

UNIFINTEK is a pioneering sustainable finance platform designed to empower grassroots communities by bridging the gap between people, finance, and businesses. Built on a foundation of trust, it offers a digital ecosystem that fosters inclusive growth and economic empowerment for underserved populations.

Addressing the challenges of delayed and inaccessible traditional finance, UNIFINTEK introduces a unique GD Coins system—providing instant liquidity to Self-Help Groups (SHGs), farmers, and women entrepreneurs. By combining trust, transparency, and technology, it enables community-driven finance models tailored to rural India, building a resilient economic backbone from the ground up.

Our Process

Goodyask
RASS
EXPRT

01.

TRUST-BASED FINANCE

Group-driven, president-approved lending model.

02.

BLOCKCHAIN SECURITY

Ensures transparency and trust in transactions.

03.

GD COINS SYSTEM

Digital asset for immediate liquidity, without bank delays.

04.

SIMPLIFIED APPROVALS

Faster internal funding with loyalty-based rewards

Mission

Empower communities through trust-based financial ecosystems, inclusion, transparency, access, and resilience.

Vision

Bridge the gap between people, finance, and businesses sustainably through innovation, empowerment, and trust.

Alignment

Promoting inclusive economic growth in rural and semi-urban Tamil Nadu through technology and community finance.

Innovation & Product Development Assessment

01.

App-Based Unified
Financial Tracking Platform

Innovation: Designed a mobile-first platform (Node.js backend, Kotlin/Swift front-end) to track group savings, loans, and repayments in real-time.
Improvement: Converts manual informal financial behavior into structured, digitally auditable financial data.

02.

Process Innovation In Bank Lending

Innovation: Developed a mechanism for banks to access pre-vetted SHGs with verified data, reducing Customer Acquisition Cost by 50%.
Impact: Replaces high-cost, high-risk rural lending with a data-driven, community-verified model that’s easy to integrate, scale, and sustain.

03.

Scalable SHG Onboarding & Revenue Integration

Innovation: Introduced a non-refundable SHG onboarding system (₹5,000 per group) that funds platform expansion and builds stakeholder commitment.
Process Efficiency: Reduces external fundraising and creates self-sustained growth loops.

04.

Unifintek Works

SHG formation → Digital onboarding → Lending via trust.
App-based transaction tracking for transparency and accountability.
Banks access verified data for faster, secure loan disbursal.
Role of UNIFINTEK: Bridge between users & banks with transparent, community-led records

Founders

Investor Towards The Projects

Join us in building the bridge between tradition and technology with GOODYASK, UNIFINTEK, and EXPRT — platforms shaping the future of commerce, finance, and knowledge-sharing for millions. This is your opportunity to invest in a mission that delivers impact with scale, profit with purpose, and innovation with inclusivity. Be part of the movement, fuel the change, and invest in RASS SMART UP SOLUTIONS today. Together, we can empower communities, accelerate digital transformation, and create sustainable growth for generations to come. Let’s turn ideas into action, and action into lasting impact. Your investment is not just capital — it’s a catalyst for change.

Call Now

Empowering Grassroots Through Sustainable Digital Finance

Instant Liquidity Platform Empowering SHGs and Rural Entrepreneurs

Sustainable Finance for Grassroots Growth